As of September 30, the bank had $146.7 million in deposits, 21.6% more than the $120.7 million a year ago.1st Colonial Bancorp (Nasdaq: FCOB) announced it posted net income of $198,000 for the third quarter ended September 30, a 13.1% increase from $175,000 earned in the comparable period last year. For the nine months ended September 30, the Collingswood-based holding company of 1st Colonial National Bank recorded net income of $536,000, or 31.1% more than the $409,000 in prior-year earnings. As of September 30 the bank had $146.7 million in deposits, 21.6% more than the $120.7 million a year ago. Loans as of September 30 totaled $86.5 million, 16% higher than the $74.6 million in loans as of the prior-year date. Shares traded at $9.75 in morning trading.