1st Constitution Bancorps Net Income Up 24.3

//October 25, 2005

Net loans increased 13.9% to $236.2 million.1st Constitution Bancorp (Nasdaq: FCCY) Tuesday reported net income of $1.2 million for the third quarter ended September 30, up 24.3% from $956,095 for the third quarter of 2004. Net income for the nine months ended September 30 was $3.4 million, a gain of 21.8% from $2.8 million posted in the previous year”s period.

As of September 30, 2005, the Cranbury-based bank held net loans of $236.2 million, an increase of 13.9% over the $207.4 million held at September 30, 2004. Deposits at September 30 totaled $294.9 million, up 6.1% from the $277.9 million held on September 30, 2004.