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Green projections

Gov. Phil Murphy is expected to sign the New Jersey Cannabis Regulatory, Enforcement Assistance and Marketplace Modernization Act during the week of Jan. 11, but industry representatives believe adult use sales are months away. Timeline projections vary. If the yet-to-be-fully-seated Cannabis Regulatory Commission makes quick work of establishing the regulations by the end of the third quarter, some aspects of business can be up and running in the fourth quarter, said New Jersey CannaBusiness Association President Edmund DeVeaux. Rules must be drafted and then are subject to a period of public comment before being promulgated.

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Rolling with change

Bankers, like many other businesspeople, value certainty. When interest rates, loan demand, and the overall economy are relatively predictable, they have a good idea what’s ahead and can plan accordingly. Of course when a year like 2020 comes along, when a global health crisis that sparked multiple economic and societal disruptions, you can kiss certainty goodbye.

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