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TD: COVID negatively affecting finances for more than a third of millennials

"Millennials haven't had it easy. They've been impacted by student loan debt, a recession and a difficult job market. Now, they face a global pandemic like nothing we've ever seen before," said Head of U.S. Bankcard Mike Kinane in a prepared statement. "Much of their financial situations has been out of their hands, but there are a few things they can control – how they budget, how they spend, if they choose to splurge and how they manage their debt."

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Influencer (opinion leader, team leader, CEO, market leader) and another business leading concepts, wide banner composition with bokeh in background.

Step aside Darwin

NJBIZ spoke with some New Jersey experts who agree that sweeping changes are coming to property and casualty insurance operations and technology—and are confident that they’ll be able to handle them while continuing to provide top-notch service to business and other customers.

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Businessman salvation, surviving the storm buiness concept as a scared man hanging on a chain above the ocean water, trying to climb up. Risk symbol, metaphor for conquering adversity and overcoming challenges.

OPINION: Historic precedent

Business insurance has been at the backbone of businesses large and small for centuries. In fact, it was available at the end of the 17th century, when London’s growing importance as a center for trade was increasing demand for marine insurance. And, enterprises learned, even then, that if they were forced to close following a disaster, they ran the risk of never opening their doors again.

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Businessman Touching a Graph Indicating Growth

Cure needed

Worldwide, commercial insurance pricing increased for the 11th consecutive quarter in Q2 of 2020, according to the most recent Global Insurance Market Index released by Marsh LLC, a global insurance broking and risk management company.

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