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Provident Financial Services Loans, Deposits Dip in Q3

Net income was $14.9 million, up 12% from $13.3 million for the same period last year.Provident Financial Services (NYSE: PFS) reported net loans of $3.65 billion on September 30, 2005, a decrease of 0.5% from net loans of $3.67 billion on December 31, 2004. It reported total deposits of $3.96 billion on September 30, 2005, a decrease of 2.2% from total deposits of $4.05 billion on December 31, 2004. Net income was $14.9 million for the third quarter ended September 30, 2005, an increase of 12% from net income of $13.3 million for the same period last year.

Net income was $43.7 million for the nine months ended September 30, 2005, an increase of 35.7% from net income of $32.2 million for the same period last year. Provident Financial is the holding company for Jersey City-based Provident Bank, which operates 76 branches in northern and central New Jersey. Shares traded at $17.50 in the morning session.

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